Are you planning to relocate to Hutto, TX? Are you wondering how expensive is it to live there, and how living costs there compare to other US cities? Keep reading because we’ve compiled a detailed guide with all the info you’ll need.

When relocating to another city, there are many important factors to consider, and in this guide to the cost of living in Hutto TX, we look at the average costs of housing, schooling, healthcare, and transportation, as well as the employment opportunities and average salaries in the city. 

Cost Of Living In Hutto TX

The town of Hutto in Williamson County was established in 1876 when the International-Great Northern Railroad passed through land owned by James Emory Hutto (1824–1914), and railroad officials designated the stop “Hutto Station”. 

Today, Hutto is an up-and-coming area in Texas and is one of the fastest-growing cities in the state. In fact, its population has grown 90% since 2010! With affordable housing, good schools, and close proximity to Austin, it’s no wonder why so many people are moving here.  

So, if you are thinking about relocating to Hutto, TX, take a look at the most important factors that determine the cost of living in Hutto.

Housing

Understanding the cost of living in your city is critical because it will help you to determine whether or not your salary is sufficient for your needs, especially if you are planning to move to a new home and need to calculate whether you can afford the property and all related costs.

One of the most important considerations when relocating is the cost of housing in the area that you are moving to. In Hutto, housing expenses are 9% lower than the national average. Let’s look at how the cost of housing is calculated. 

Understanding Median Prices

The median price is the middle point of real estate prices. In other words, it is the price in the middle of the data for home prices in the area, with exactly half being lower and half being higher than that price. 

The median can indicate an approximate average price.

Renting An Apartment 

If you are going to be renting an apartment once you relocate to Hutto, here’s some good news. Renting an apartment of any size will be far cheaper in Hutto than anywhere else in the Austin-Round Rock Metro.

There are many attractive homes for sale in this city, but you may find it easier to rent an apartment for a while when first settling in the city before you look for the right home to buy. 

The median rent price is $985.91 per month.

Buying A House 

The housing market in Hutto is very competitive, and homes that get put up for sale sell quickly.

Median Home Cost is the biggest factor in the cost of living difference. If you are planning to buy your own home in Hutto, the median price for a house in this city is $314,729.

Affordability Rule Of Thumb

The general rule of thumb for housing affordability is the 28% rule. The sum of your monthly rent or monthly mortgage repayments, property taxes, and insurance should not exceed 28% of your gross income (that is, your income before tax).

Work Opportunities And Salaries

Employment In Hutto

Other important factors when relocating are employment opportunities and the salary you could earn. In the past decade, Hutto has undergone a transformation from a rural farm town to one of the fastest-growing cities in Texas, with a population of almost 30,000 people.

The community of Hutto employs many thousands of people, mostly in the health care, social services, manufacturing, and retail sectors.  

Salaries

Average salaries in the fields of social work, education, firefighting, construction, maintenance, and transportation are far higher in Hutto than the national average. The utility industry is the highest paying. 

In general, the median household income and median individual income in Hutto are both significantly higher than the state average, as is the predicted future job growth in this city.

The median household income in Hutto is $78,942, which is 27% more than for the state of Texas, and the median income for an individual is $37,817, which is slightly more than that of the state at $35,977. 

Education In Hutto

Hutto has a total of 7 public schools, and no private ones, with an average of 17 pupils per teacher. 

School morale is high and test scores are 58% higher than the national average. This city boasts a higher percentage of graduates than the average for the state of Texas. 

The Hutto Independent School District provides free breakfast to its students and also has a summer school program. This program is free of charge and also provides free breakfast, lunch, and transportation.

Cost Of Essentials In Hutto

When relocating, aside from the major factors such as housing, education, and employment, you also need to be aware of the day-to-day costs of living, such as groceries and utilities. 

Essentials such as groceries and utilities make for a cheaper cost of living in Hutto TX than the US average.

Groceries

Your food and grocery bills will be about 14% cheaper in Hutto than the national average. So, there’s no need to stress about the cost of essential food items. 

That’s good news if you have a large family to feed. You’ll pay about $1.67 for a gallon of milk and $2.86 for a loaf of bread. 

Utilities

Utility prices in Hutto are 1% lower than the national average. So, there’s not much difference there, but every cent saved helps, right?  

You can expect to pay about $165.65 per month on your energy bill.

Environment: Air And Water Quality In Hutto

The quality of the air and water in a city can have a direct influence on the health of its inhabitants. Hutto has cleaner air and safer water than the national average, which means a better quality of life for you and your family.

The air quality index of 70/100 for the city of Hutto, TX is based on the EPA’s National Air Toxics Assessment (100 indicates the best quality). The US average is far lower, at 58/100. Hutto’s water quality index is 79, as opposed to the national average of 55/100.

Healthcare 

Medical Facilities

There are 23 hospitals in or near Hutto, TX, and 119 physicians per 100,000 people. The US national average is 210 physicians per 100,000 people. 

The medical care available in Hutto is of a high standard, but the costs of healthcare can be up to 24% higher than the national average. 

Because the overall cost of living is so much more affordable here than in so many other places in the US, higher medical costs should not deter you from moving to this city – unless you have a medical condition that necessitates regular trips to the doctor’s office. 

Medical Expenses

Of course, everyone gets sick sometimes and needs to get medical treatment. When you do need to visit the doctor, it will cost you approximately $136.95. A regular appointment at the dentist may cost you roughly $117.65. 

Petcare

But what about your furry four-legged friends? Sometimes they need medical treatment too. There are several veterinarians in Hutto, and a trip to the vet for your beloved family pet will set you back about $46.58.

Transportation

Transportation is another very important consideration when relocating. Ask yourself the following questions. Will you or any members of your household need to use public transportation? Are there rideshare services available? What will you pay for a gallon of gas?

Public Transportation

In the city of Hutto, transportation costs are approximately 2% lower than the national average. Only 0.1% of the population of Hutto relies on mass transit, as most of the city’s population uses their own vehicles.

However, if you need to use public transportation in Hutto, there is a railway service as well as daily bus services.

Rideshare Services

Uber, Lyft, and several other popular rideshare services are also available in the area, as well as traditional taxi cabs.

Private Vehicles

Most residents of this city use their own vehicles to get around, or make use of a neighborhood car-pool to get to work or for their kids to get to school.

If you will be using your own vehicle for your daily commute to and from work or school, you’ll be pleased to learn that there are a number of top-rated auto-mechanics in the area. As far as gas prices go, you’ll pay about $2,56 for a gallon of gas.

Other Important Info About Hutto, TX

Population

The Hutto community is diverse and totaled 29,987 at the last count, with a population density of 3,579 people per square mile. 

The quality of life in this city is of a high standard, with an affordable cost of living and a relatively low crime rate. This is especially important for families.

Community Life

Originally established in 1876 as a convenient railway stop, today Hutto is known as the “Hippo Capital of Texas.” Don’t worry though, there aren’t wild hippos roaming the streets. But when you arrive in Hutto, you’ll be amazed by the number of hippos statues and merchandise for sale. 

There’s also lots to see and do in Hutto. You’ll discover a wealth of arts and craft markets, healthy fresh produce, and beautiful flowers and plants at the farmers’ markets, and lively restaurants and bars. You’ll feel safe walking around knowing that the city has a low crime rate.

Eating out In Hutto

Hutto boasts a number of restaurants, bars, and take-away establishments, offering every kind of food you may desire. A wide variety of burgers, pizzas, Asian food, and craft beers are on offer, as well as speciality treats.

Eating out in Hutto is a delight for the senses, as the restaurants are vibrant and colorful, and the food on offer is plentiful. Expect to pay between $ 3.65 and $4.14 for a burger.

Healthy Living

Healthy eating is easy here too, as there are a number of farmers’ markets in and near Hutto. The popular Hutto Farmers Market is held on Wednesday evenings from March to October from 5 to 8 pm. 

Take the family along and engage with local farmers selling fresh produce.

The Hippo Connection

Back in 1915, a hippopotamus escaped from a circus train and did a tour of the town until the townspeople and animal trainers were eventually able to catch him and return him to the circus train. And a legend was born.

The school district adopted the hippo as their official mascot, and there are colorful and quirky hippo statues all over the town. If you didn’t love hippos before, you will once you move to Hutto.

How Do Hutto Prices Compare To Those Of Other US Cities?

The cost of living in Hutto, Texas is 92.8% of the national average. In other words, it’s cheaper to live in Hutto than the average US town. As such, it shouldn’t be too difficult to adjust to the cost of living here no matter where you’re moving from. 

Conclusion

When moving to another city, especially if you are moving out of state, you will be faced with many important decisions. One of the most important things to take into account is the cost of living in the city you are moving to.

Now that you have all the main info about the cost of living in Hutto Tx you’re well prepared for relocating there. If you have decided to make Hutto your new home, you’ll quickly be won over by this charming village.

One of the fastest-growing cities in Texas, it has a diverse population with a good quality of life, and the overall cost of living is lower than the national average. No wonder that circus hippo decided to make it his home. You’re bound to love it too.