Located just north of Austin, Round Rock, TX, is a rapidly growing city known for its high quality of life, family-friendly atmosphere, and relatively affordable cost of living. Over the past few decades, Round Rock has transformed from a small, quiet suburb into a vibrant community with booming residential developments, top-rated schools, and a thriving local economy.
Its close proximity to Austin makes it an attractive option for those seeking a quieter lifestyle while still having easy access to the job opportunities and cultural amenities that the Texas capital offers. Round Rock is particularly appealing to young professionals, growing families, and retirees alike.
Whether you’re thinking about buying a home, renting an apartment, or simply planning your move to the area, it’s crucial to have a clear understanding of the full cost of living in Round Rock. This blog will take an in-depth look at various expense categories from housing and utilities to healthcare and recreation to help you determine whether Round Rock is truly an affordable place to call home.
Housing Costs
Housing is a significant factor in the cost of living for any city, and Round Rock is no exception.
- Home Prices: The average home in Round Rock is priced around $400,000. This is lower than nearby Austin, where homes typically cost around $550,000.
- Rental Rates: Renting in Round Rock costs between $1,500 and $2,200 per month, depending on the size and location. Austin’s rental rates are 20-30% higher, while Cedar Park’s prices are similar to Round Rock.
- Neighborhoods for Buyers: Round Rock offers affordable family-friendly areas such as Teravista and Forest Creek, providing excellent amenities at a lower price compared to Austin.
Utilities and Monthly Expenses
Utility costs in Round Rock are generally on par with other Texas cities. Expect to pay around $150 to $200 per month for electricity, depending on the size of your home and the time of year.
- Water and Gas: These utilities generally cost between $50 and $100 per month.
- Internet: High-speed internet plans range from $50 to $80 per month.
- Overall Expenses: Utility costs in Round Rock are typical for Texas and considered reasonable.
Transportation Costs
Round Rock doesn’t have a robust public transportation system compared to larger cities, but the Capital Metro service does connect the city with Austin.
- Public Transportation: Capital Metro connects Round Rock to Austin, with a monthly pass costing around $41.
- Gas Prices: Texas gas prices are lower than the national average, usually around $3.50 per gallon.
- Car Insurance: Annually, car insurance in Round Rock costs between $1,200 and $1,500.
Commute times can be a concern for Round Rock residents working in Austin. The drive to downtown Austin takes about 30 minutes without heavy traffic but can extend to over an hour during rush hours. Transportation costs here are moderate compared to larger Texas cities.
Food and Groceries
Grocery shopping in Round Rock is known for being affordable and convenient, with a variety of options for residents to choose from. Major grocery retailers like H-E-B and Walmart offer competitive pricing on everyday items, ensuring that most essentials are accessible for households on a budget. Common grocery staples in the area include:
- Milk: About $3.00 per gallon
- Bread: Approximately $2.50 per loaf
- Eggs: Around $2.00 per dozen
- Chicken: $2.50 to $3.50 per pound
- Fresh produce: Prices vary depending on the season but remain affordable
In addition to the larger chains, there are smaller specialty stores and farmers’ markets offering fresh, organic, and locally sourced produce, meats, and dairy products. This allows residents to have a wide range of choices to fit different dietary needs and preferences.
Healthcare Costs
Round Rock is home to a range of healthcare facilities, ensuring that residents have access to high-quality medical services without needing to travel far. Major providers such as Baylor Scott & White Medical Center and St. David’s Round Rock Medical Center serve the local community, offering comprehensive medical services that include emergency care, outpatient services, and specialized treatments.
When it comes to everyday healthcare costs, Round Rock is fairly affordable compared to larger cities like Austin and Houston. The average cost of a doctor’s visit is around $120, making routine check-ups and consultations reasonably priced. Dental care is also accessible, with dental visits ranging from $90 to $150 depending on the type of service required, such as cleanings, fillings, or more complex dental work.
Entertainment and Recreation
Round Rock is known for its outdoor activities and family-friendly recreational options. Popular attractions include Old Settlers Park and the Round Rock Express baseball team.
- Outdoor Activities: Round Rock offers attractions like Old Settlers Park and the Round Rock Express baseball team.
- Gym Memberships: Typically cost between $30 and $50 per month.
- Sports Leagues: Participation fees for leagues and fitness programs range from $100 to $200 per season.
- Entertainment Costs: Tickets for movies and sports events range from $10 to $25.
Education and Childcare Costs
For families with children, education and childcare are key considerations.
- Private Schools:
For families seeking private education, Round Rock offers a variety of private institutions. The cost of private school tuition can range from $7,000 to $15,000 annually, depending on the school and the grade level. Options include religious schools, preparatory academies, and Montessori schools, providing families with diverse choices for specialized education. - Childcare and Daycare Services:
Childcare is another important consideration for families with younger children. In Round Rock, the average cost of daycare services typically falls between $800 and $1,200 per month. This can vary depending on the provider, location, and type of care (full-time or part-time). There are numerous daycare centers and in-home childcare options that cater to the needs of working parents. - After-School Programs:
After-school programs provide structured activities for children once the school day ends. These programs are not only beneficial for academic and social development but also offer convenience for working parents. The cost of after-school programs in Round Rock ranges from $100 to $200 per month, depending on the program and the level of involvement.
Taxes and Additional Costs
Taxes and other living expenses are key factors that influence the overall affordability of living in Round Rock. Here’s an overview of the taxes and additional costs residents can expect:
- Sales Tax:
Round Rock’s sales tax rate is currently 8.25%, which is standard for most cities in Texas. This rate applies to most goods and services, making it an important consideration for everyday expenses like shopping and dining out. - Property Taxes:
Homeowners in Round Rock pay property taxes that average around 2.3% of the assessed property value. This rate is slightly higher than the national average but comparable to other nearby cities like Austin and Cedar Park. Property tax rates can vary depending on the neighborhood and the specific value of the home. - City Service Fees:
In addition to taxes, residents may also encounter minimal city service fees for utilities and trash collection. These fees are typically nominal and don’t add significant costs to the overall cost of living, but it’s worth factoring them into your monthly expenses.
Comparing Round Rock to Other Texas Cities
- Austin: Round Rock is more affordable, particularly in housing and daily expenses. Austin has higher living costs and housing prices.
- Cedar Park: Housing costs in Cedar Park are similar to those in Round Rock.
- Houston and San Antonio: Round Rock falls in the middle range of affordability, offering a lower cost of living compared to Austin but with access to Austin’s job market and amenities.
Conclusion
Round Rock, TX, offers a relatively affordable cost of living, especially in comparison to Austin. While certain costs, such as transportation and utilities, are on par with other Texas cities, the lower housing prices make Round Rock an attractive place to live for those seeking a more budget-friendly option close to the capital. With its good schools, plentiful recreational options, and a welcoming community, Round Rock is a solid choice for individuals and families looking for a comfortable and affordable lifestyle.